N. A. Hashim, N. F. Bani Omar, and R. Md Nor, “An Evaluation on Personal Finance Web System for University Students”, JCRINN, vol. 1, no. 1, pp. 29–35, Dec. 2016, Accessed: Nov. 13, 2026. Available: https://jcrinn.com/index.php/jcrinn/article/view/6