Factors Predisposing Individuals to Scam Victimization: A Case Study in Seremban, Negeri Sembilan
DOI:
https://doi.org/10.24191/jcrinn.v11i2.563Keywords:
Scam victimization, Awareness, Logistic regression, Trust, Technological literacyAbstract
Scam, which include investment schemes, job offer fraud, Macau scams, love scams, and internet shopping scams has become an alarming problem in Malaysia. Scammers frequently utilize internet platforms or pose as officials to trick victims into sending money or disclosing private information. In response to these issues, this study investigated the factors that predispose individuals to scam victimization. Questionnaire was distributed to a total of 385 samples encompassed individuals from various demographic backgrounds residing in Seremban, Negeri Sembilan. Factors such as age, income level, level of awareness, trust, and technological literacy were regressed towards scam victimization (had or had never been a scam victim) in a logistic regression analysis. Upon completion of the study, the results revealed that age, level of awareness and technological literacy contributed significantly to scam victimization. Hence, this study concluded that promoting critical thinking, enhancing technological literacy, and encouraging responsible online behaviour are essential steps in reducing scam victimization.
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Copyright (c) 2026 Aqeelah Balqis Abdul Samad, Nornadiah Mohd Razali, Siti Aishah Mohd Shafie, Az’lina Abdul Hadi (Author)
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